When it comes to health insurance, there’s no worse feeling than not knowing what type of coverage you have and then being stuck with a plan that doesn’t work when you need it most. What you need is someone who can decipher all the fine print, put it in terms you understand, and if needed, give you a better option.
Over the last seven years, Mike Martin with HealthMarkets Insurance Agency has become that go-to health insurance advisor for Denton County residents who struggle to untangle the complicated web of health insurance coverage.
“I learned what’s a good plan and what isn’t and how you can be covered properly or not. But a lot of people out there just don’t know,” Mike said. “A lot of plans may look good on paper, but they are also misleading and make it difficult to tell what’s covered and what isn’t. I enjoy helping them understand what’s going on.”
Mike added, “It’s a good feeling when someone who does get sick has a plan that actually works.”
The best part about Mike is that he works for HealthMarkets, one of the largest independent health insurance agencies in the United States. They distribute health, Medicare, life, and supplemental insurance products for more than 200 insurance companies, including UnitedHealthcare, Blue Cross Blue Shield, Aetna, and more. Their mission is to help people make informed decisions that can help protect their health and financial wellbeing, which means talking to someone like Mike doesn’t cost a dime.
That is huge this time of year, especially as more and more senior citizens are flooded with phone calls and mail about the various health insurance options out there. This is the only time of year that you can make a change to your Medicare Advantage and Prescription Drug Plan without a special circumstance, so it’s important to do some price comparisons.
The Annual Enrollment Period runs from October 15 through December 7. It’s a chance to make the best choice for you, even if that means staying on your current plan.
“Making sense of it all can be overwhelming, but that’s why I got into this business,” Mike said. “I just enjoy helping people, and it doesn’t cost them anything to have that conversation.”